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The lesson of the financial crisis is that it wasn’t just the product of overzealous regulators or greedy capitalists. They played a role, but the larger role was played by the convergence of many forces that we understand only in retrospect and can control only with difficulty.

再来看看单词：

1. overzealous 过分热心的

2. greedy 贪婪的

3. regulator 监管者

4. convergence 汇集

5. in retrospect 回顾

6. with difficulty 用力，费力

参考译文:

金融危机的教训是，它不仅仅是过度热心的监管机构或贪婪的资本家的产物。他们是一部分的原因，但更大的原因是许多力量的汇集，而这些力量只有在我们回顾的时候才能理解，只有很努力才能控制他们。